Question 1

Am I covered if construction reduces traffic to my business?

stagingeckburg · Accepted Answer

Road or Utility Construction is one of the most painful problems that a business owner can face. A road project can cripple a business. Unfortunately, it is not a covered peril on most insurance policies. Some municipalities will compensate a business for their troubles, but not all will do this. Since insurance won’t pay, requesting help from the city might be the only thing available to a storefront business.

Question 2

Am I covered if construction reduces traffic to my business?

stagingeckburg · Accepted Answer

Road or Utility Construction is one of the most painful problems that a business owner can face. A road project can cripple a business. Unfortunately, it is not a covered peril on most insurance policies. Some municipalities will compensate a business for their troubles, but not all will do this. Since insurance won’t pay, requesting help from the city might be the only thing available to a storefront business.